Q. A friend told me about your Baby Steps plan, and after years of living paycheck to paycheck and running up credit card bills, I’m ready to get control of my finances. I just have one question. Baby ...

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Breaking out of the debt cycle isn’t ...

I like your plan, and I’m ready to get control of my finances. Should I catch up on past due bills before saving $1,000 for the beginner emergency fund you recommend in Baby Step 1? This is a great ...

Should you take a vacation while in baby step 1? Leah discusses financial advice, saving money, debt payoff, and building an ...

My husband opened his own commercial painting business in May. He knows he will have about three months in the year where he’s making little to no income. We’ve gotten $1,000 set aside for our Baby ...