Apply rewards toward housing costs indirectly: Cash back on credit-card payments can still help offset escrow payments, repairs, or insurance premiums. Just make sure you pay them off promptly to avoid interests charges.

With a no-annual-fee credit card, you can start racking up valuable rewards from day one. Here are some of our favorites available now.

Billionaire investor Bill Ackman raised concerns about credit card rewards programs on Saturday, arguing the current structure unfairly forces low-income consumers to subsidize benefits for wealthy cardholders.

After teasing three new Bilt Rewards cards, rumors have leaked regarding the cards' welcome offers, benefits and more. Here's what to know.

That is where the "free money" feeling comes from. If a card offers a $750 bonus after meeting a spending requirement, most households only earn it once. When both partners apply separately, the household earns it twice. That is $1,500 in value from the same monthly budget you already had; just two approvals instead of one.