Certificates of deposit, or CDs, are delivering big returns these days with fixed rates reaching as much as 6% APY. (See the best CD rates you can get here.) While that is a solid rate of return on ...
There are multiple strategic moves to make if your CD account is set to mature this month. Here's what to know now.
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How to invest with CDs
CDs generally have fixed interest rates and offer higher yields compared with traditional savings accounts. Top-yielding 1-year CDs continue to outpace inflation, making them a good place to store ...
The year 2024 is marked by individuals seeking to reduce risk in their financial holdings and enhance their net worth consistently in foreseeable ways. In the quest to achieve economic stability, many ...
A friend of mine who's always shied away from buying CDs opened their first one about a month ago. The reason? They realized it was silly not to take advantage of today's amazing CD rates. CDs can be ...
A CD ladder consists of opening several CDs with different maturity dates. A CD ladder's benefit is you can earn high rates and also have access to portions of your money at frequent intervals. With a ...
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Best CD rates for January 2026
High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...
I started investing a lot of my savings in CDs this year when I saw how high APYs are right now. I asked the experts how I could improve my strategy and learned I shouldn't stick to just a couple ...
In the financial world, stocks and stock-based mutual funds often get a lot of attention. And deservedly so, because they often form the core of a portfolio. But to help achieve your goals, you may ...
With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...
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