Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

The Education Department unveiled a list of proposals to reform the student-loan industry. Preventing interest capitalization, which grows on a borrower's principal balance, is one of them. The goal ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. President Joe Biden unveiled a broad new student loan forgiveness ...

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Ever wonder how someone could borrow $20,000 for college but end up owing more? Enter interest capitalization. This is when unpaid interest is added to a loan’s principal. It can happen when someone ...

Biden is lowering interest for millions of student loan borrowers who have federal student loans. The president wants to eliminate student loan interest capitalization — which is the process of adding ...

Beginning on August 1, 2025, borrowers enrolled in the Saving on Valuable Education (SAVE) plan will experience the resumption of interest accumulation on their federal student loans. This development ...

Learn about capitalization structure and how the combination of debt and equity a company uses to fund operations can affect its profitability.