A credit card can be useful in many situations, but there are a few pitfalls to consider before you apply. Most importantly, the amount you owe can quickly increase, making your monthly repayments ...

A credit card can be a powerful tool in your personal finance strategy. With a good beginner credit card, you can establish a credit history, earn rewards on your spending and enjoy valuable perks.

The best beginner credit card is often a secured or student card, tailored for those with little or no credit history. Get started with First Progress. Beginner credit cards are specifically designed ...