Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...

Everly Life reports 74 million Americans lack life insurance, primarily due to misconceptions about its cost, which are often ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

See Protective’s coverage options, costs, riders and underwriting insights Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy Side. She has ...

WINDSOR, Conn., and ARLINGTON, Va., June 25, 2025 — The 2025 Insurance Barometer Study, conducted jointly by nonprofit associations LIMRA and Life Happens, shows that young adults believe the cost of ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

We analyzed policy fees, cash value growth, the reliability of policy illustrations, complaints and more Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior ...

A transparent view of fees ensures your Amplify policy remains a powerful, tax-efficient wealth-building vehicle rather than a cash-draining liability. Permanent (or “cash-value”) life insurance ...

Who Should Consider a $5 Million Life Insurance Policy? A $5 million life insurance policy is not just for the ultra-wealthy. There are several situations where this level of coverage makes sense: ...

Why don’t consumers buy life insurance? There are many reasons, but a big one is that consumers are likely to overestimate the cost of coverage. That is one of the takeaways from the 2025 Life ...