One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

Over the last few years, Americans have been racking up the credit card debt — and the issues that come with it. As of the third quarter of 2024, Americans owed a collective $1.14 trillion in credit ...

When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. When credit card bills pile up and ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Credit card debt has become a pervasive financial challenge ...

Different negotiation strategies have advantages and drawbacks. Understand their impact before contacting your card issuer. Many or all of the products on this page are from partners who compensate us ...

If you're struggling to pay off credit card debt, you are far from alone: One in three Americans have more credit card debt than savings both in 2023 and 2024, a Bankrate survey shows. Although ...

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Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

Alvin Byers is a consultant by day and "travel hacker" by night. After conquering a fear of flying, Alvin seeks any opportunity to get into the air to explore the world. As a married man and father to ...