NEW YORK — Americans would save roughly $100 billion a year in interest costs if President Donald Trump's campaign proposal to cap credit card interest rates at 10% were implemented, according to a new paper published by Vanderbilt University. Further ...

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't willing to commit to anything just yet. Here's what it means ...

Elevated interest rates and high living costs continue to strain retiree budgets as we head into 2026. A recent AARP study finds that 78% of Americans are worried that Social Security payments won't be enough to cover living expenses in retirement. This is especially true in higher-cost areas, where benefit payments don't go as far.

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its federal funds rate in September 2025—the first time ...