You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Credit card debt relief could help you manage debt, but you'll need to be careful when choosing a program. As a freelance personal finance writer since 2008, Jason has contributed to over 100 outlets ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You’re struggling to pay ...

Late November is often a time when holiday spending increases and the swipe of a credit card becomes more frequent. So it may feel unusual to think of now as the right time of the year to tackle your ...

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

If you’re drowning in debt, debt relief could be a way to reduce some of the burden, or at least give you a more manageable payment plan. The process, which is also frequently called “debt settlement, ...

Anybody struggling to meet their required credit card payments may qualify for credit card debt relief. Credit card debt relief programs include options like debt consolidation, debt settlement and ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the nation ...

Accredited Debt Relief offers debt settlement plans that can help you get out of debt, but it’s risky. Compare debt settlement with other debt payoff alternatives. This page includes information about ...

Scammers often target consumers with large amounts of debt or lower credit scores. Be wary of anyone who contacts you claiming to be from a debt relief or credit repair company, especially if they ...