When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

A credit report dispute is simply a request for correction of information that you believe is wrong. Credit bureaus collect ...

The other night, I was out to dinner with a friend who works in medical billing. She shared a story that really stuck with me. One of her coworkers forgot to include a patient’s disability status on a ...

The Consumer Financial Protection Bureau announced Tuesday that it's giving millions of Americans a fresh start by removing medical debt from their credit reports. The agency says that some 15 million ...

A pandemic-era program allowing consumers to access free weekly credit reports is now permanent thanks to a decision by the three major credit reporting agencies to boost the credit health of US ...

Social media influencers are pushing this credit score ‘hack’. It could land you in jail - ‘The truth is, credit repair ...

An increasing number of Americans are seeing their rent payments reported to credit bureaus — but experts are divided on ...

A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

Fraud alerts and credit freezes help protect you from identity theft, either by alerting creditors to take extra steps to verify your identity or by hiding your credit report from potential creditors.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...