Learn how the Credit Repair Organizations Act (CROA) protects consumers by regulating credit repair companies and ensuring transparent service advertising.

Federal and state laws protect consumers from unfair practices by credit repair companies. State laws often enhance federal protections by requiring credit repair companies to be licensed and ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life, ...

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Having good credit is really important, so it can be really frustrating when your credit score is lower than you’d like. So frustrating, in fact, that turning to a credit repair company may seem like ...

The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices. Credit repair ...