It may have taken a while, but the stars have aligned, and you finally found your dream home. Now it is just a matter of how to pay for it. In today’s competitive market, you probably won’t have time ...

Recent homebuyers were sold on "buy now, refi later," according to a U.S. News survey. But Fed rate cuts won't bring back record-low mortgage rates. Mortgage rates have been prohibitively high for ...

For many homeowners, a house represents more than just a place to live. Over time, it also becomes a financial asset as mortgage balances decrease and property values rise. When a major expense comes ...

I bought a house when mortgage rates were 6.5%. If rates fall to 6.25% or 6.0%, would refinancing make sense and actually save me money? Answer: With mortgage rates stubbornly elevated in recent years ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it’s not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...

Some mortgage lenders offer specials that allow you to buy a house now and refinance to a lower rate for reduced fees, but that may not be the best deal available. "Buy now, refi later" promos may ...

DALLAS — One time I had just wrapped up what had been a nice meal of Chinese food, and I cracked open my fortune cookie for my special message. Would it encourage me, or extoll my virtues, or tell me ...