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If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be a reliable choice. With an IRA CD, your money is placed in a federally ...

‘I’m at a crossroads’: I have $35K left on my mortgage at 3% interest. Do I dip into my $700K IRA to pay it off? Is it smart ...

In March 2022, the Federal Reserve began aggressively raising interest rates, a trend that lasted until mid-2023. Rates reached a high-water mark of 5.25% to 5.5%. In late 2024, the rates began to ...

CD yields are the highest they've been in years and are far more appealing to savers than they were just a couple years ago. Taxes are a major pain point of earning lots of interest in a CD or other ...

American IRA then highlighted that when interest rates are high, there may be a need for that diversification. For example, one way of making money off of higher interest rates is to be a lender, ...