What Is No Exam Life Insurance? Life insurance companies prefer to cover the healthiest, youngest people, offering them the lowest rates. Traditional policies usually require a medical exam, a ...

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial ...

Guardian Life Insurance has been helping people protect their loved ones since 1860. Its affordable rates and broad selection of riders earned it spots on our lists of both top term life providers and ...

The U.S. Department of Veterans Affairs launched VALife in 2023, offering a new guaranteed-acceptance life insurance option for veterans with service-connected disabilities. Unlike past VA policies, ...

Quotes can vary significantly by insurer for the same coverage.

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...