In 2015, it would have been difficult to imagine the persistent housing shortage and escalating affordability pressures that ...

A closing disclosure is a set of documents that contains the finalized details of your mortgage. Mortgage lenders are required to furnish the closing disclosure at least three business days before the ...

Subscribe to The St. Louis American‘s free weekly newsletter for critical stories, community voices, and insights that matter. Sign up No doubt many wannabe first-time homebuyers have been sitting on ...

Part of the Truth in Lending Act, Regulation Z helps consumers understand the true cost of borrowing money and protects them from misleading or harmful lending practices. Regulation Z applies to many ...

The time between when you go into contract on a house and move in is busy. An essential element of the contract not falling through is an on-time closing. Understanding the homebuying process and what ...

The Home Mortgage Disclosure Act (HMDA) is a pivotal U.S. federal law enacted to ensure transparency in the mortgage lending industry. By mandating financial institutions to disclose detailed mortgage ...

The Consumer Financial Protection Bureau (CFPB) on Thursday issued a new request for information (RFI) from the public concerning “fees charged by providers of mortgages and related settlement ...

As a borrower, waiting for closing can feel like agony—especially if you’re trying to close on a house and you’re ready to move, or if you urgently need the savings a refinance will give you.