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Current mortgage rates for Jan. 2026

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 · 1d
Here Are Today’s Mortgage Refinance Rates: January 16, 2026 – Rates Decrease
The rate on a 30-year fixed refinance dropped to 6.14% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.23%. On a 20-year mortgage refinance, the average rate is 6.

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 · 2d
Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage
 · 1d · on MSN
What are today's mortgage interest rates: January 16, 2026?
9don MSN

Today’s mortgage refinance rates: January 9, 2026 – rates move upward

The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a ...
1don MSN

Mortgage rates hit lowest level in more than 3 years

The average 30-year fixed mortgage rate fell to 6.06 percent this week, down from 6.16 percent last week and the lowest level ...
National Mortgage Professional
3d

Rate Drop Triggers Refi Surge

Mortgage application activity rebounded sharply last week as falling interest rates reignited refinance demand and kept ...
8don MSN

Mortgage rates projected to drop, but not enough to justify refinancing. How homeowners can tap equity for added cash

Fannie Mae’s latest housing forecast projected the average 30-year fixed mortgage rates would be 6.2% in the first quarter of ...

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