Learn about the pros and cons of secured personal loans.

A secured loan is a type of debt that requires collateral. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our ...

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Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Debt is crushing American households in 2025. A recent Achieve Center for Consumer Insights survey found that 28% of consumers saw their debt increase last fall, with many struggling to cover basics ...

Secured business lines of credit allow you to leverage your assets to access affordable working capital. NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It ...

A credit card is a financial tool accessible to many, unlike the common belief that it can only be availed by people with good credit history. You may often wonder if there are many conditions to ...

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Secured loans are loans that require collateral (assets) to back, or insure, the loan. Lenders may offer lower interest rates and larger borrowing limits on secured loans. Common examples of secured ...

With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, ...