Learn about the different types of graduate student loans.

It’s a new year for student loans, and big changes are happening that will impact millions of borrowers across the country.

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student ...

Key Points ・Grad PLUS loans are ending for new borrowers after June 30, 2026, due to the One Big Beautiful Bill Act (OBBBA). ・Graduate and professional students will still be able to borrow federal ...

Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

Under this federally guaranteed loan program, starting in Fall 2026 parents of students may borrow up to $20,000 per student per year, with a maximum lifetime limit of $65,000 per student. Legacy ...

Students in professional programs would be able to borrow $50,000 a year and up to $200,000 in total. Parent borrowers would be limited to borrowing up to $20,000 a year per student, with a total ...

Compare rates, terms and benefits to choose the right loan for your graduate education Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for ...

Forbes contributors publish independent expert analyses and insights. Shahar Ziv teaches students & employees to ace their personal finances Not all borrowers should consolidate student loans in 2025.

Deciding how to use a holiday bonus depends on interest rates, loan terms, and savings needs. Here’s how to choose the option ...

Private student loans are provided by banks, credit unions or state-based organizations, with terms and conditions set by the lenders. Private loans generally have higher interest rates, less flexible ...

About 44 million Americans with student debt must start repaying their student loans, a change that could impose a financial strain on many households after a three and a half year hiatus. Interest ...