On Tuesday, a caller to The Ramsey Show sparked debate after family members urged him to put savings toward his mortgage instead of debt, prompting Dave Ramsey to deliver one of his trademark blunt ...

The caller, who introduced himself as Jeeoff, said he had about $22,000 in savings and $12,500 in outstanding loans while working through Baby Step 2 of Ramsey's seven-step plan. Both his father and ...

Dear Dave: My husband and I are on Baby Step 2, and we’ve paid off about $30,000 in consumer debt since March. We were wondering if we should refinance our mortgage. Our current rate is 4.875%, with ...

Ready to start Dave Ramsey’s baby steps to financial freedom? We have been on our debt free journey for a while now, and created quite a few Dave Ramsey Baby step free printables to stay motivated on ...