The break-even point of a refinance occurs when savings equal costs. Here’s how to do the math. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but ...

Mortgage points, also known as discount points, are fees you pay a lender to reduce the interest rate on a mortgage. Each ...

Break-even point analysis is used to determine the point at which a venture or investment is neither at a profit nor a loss position. Break-even points often carry technical significance. The ...

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Your refinance break-even point is the time it takes for the savings from refinancing to cover the costs involved. Refinancing can extend the time it takes to become mortgage-free and increase your ...