Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

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In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...