Nov 10, 2025 · A CD ladder is a savings strategy where you open multiple CDs with different maturity dates — say, 1-year, 2-year, 3-year, 4-year, and 5-year terms — all at once.

Oct 4, 2025 · Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

May 21, 2025 · A CD ladder is built by depositing a sum of money, equally, across multiple CD accounts with a series of end dates. As the first CD matures the cash can be withdrawn if needed, or the …

Jan 3, 2026 · A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.

Sep 30, 2025 · A certificate of deposit (CD) ladder is a savings strategy that lets you lock in guaranteed yields for specific terms while retaining consistent access to at least a portion of your cash.

CD ladders employ a "buy & hold" strategy. Selling your CDs before maturity will incur a charge, and you might risk selling them at a price below your initial investment amount.

Feb 13, 2024 · A CD ladder is a savings strategy where you spread a lump sum of money across multiple CDs (certificates of deposit) with different maturity dates. The goal of CD laddering is to lock …

Jan 9, 2026 · In this article, I will discuss what a CD Ladder is and when it makes the most sense to use. What is a CD Ladder? A Certificate of Deposit, or CD, is like a special type of savings account. When …

Oct 8, 2025 · A CD ladder works by spreading your investment across multiple certificates of deposit with different maturity dates, creating a schedule where one CD matures at regular intervals.

A CD ladder is a savings strategy to spread a lump sum of cash across multiple certificates of deposit to take advantage of higher rates — usually in long-term CDs — while freeing up portions of...