Nov 7, 2025 · Learn about your options, the benefits of carrying a credit card and the potential risks of not using a card responsibly.

Browse our card picks, read our reviews and learn more about rewards, points, interest rates and how to apply — all on NerdWallet.

Understanding the basics of how to get a card and use it wisely can save you time, money and aggravation and get you on your way to building good credit.

Nov 7, 2025 · When it comes to sending credit card information, some methods are better than others. Here's how you can best protect yourself with each form of communication.

NerdWallet's credit card comparison tool allows you to compare cards side-by-side. Click to discover which is the right one for you.

A credit card lets you easily borrow money to buy things. Each month, you’re expected to pay all or part of the balance. You’ll be charged fees and interest on the balance you don’t pay.

Nov 9, 2025 · Credit cards aren't difficult to understand — but they can certainly seem so if you've never had one before. Our guide to your first credit card will help you get started.

Your credit card number isn’t just a random string of numbers. It identifies the credit card issuer, financial institution and your account. It also validates your card for security purposes.

Enter your credit card balance and the interest rate on your account to see how much your interest charges would be for the month.

Stripe encrypts all customers’ credit card numbers and stores decryption information separately, so it can’t see credit card numbers without taking extra steps.