Estimate your benefit amount, determine when to apply, and explore other factors that may affect your retirement planning. Learn how to time your application so your first benefit payment arrives when …

Are you on track to save enough for retirement? Use our calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save.

Jun 30, 2025 · Take one step at a time on this lifelong journey. If you're saving for retirement, the best way to help ensure success is by saving consistently (Fidelity suggests saving 15% of your income …

Sep 22, 2025 · Once you determine what will give you peace of mind in retirement, it’s important to know how to get there financially. We’ll help you get started with this 10-step retirement planning checklist. …

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.

Apr 1, 2025 · Use USAGov's benefit finder tool to find retirement benefits that may help with living expenses, health care, medications, and more. If you are a federal employee, visit the OPM …

Does your employer offer a 401(k), 403(b) or governmental 457(b) plan? These common retirement savings plans can help make the process of saving for retirement easier.

Take charge of your retirement by resolving to make robust plans for your health, financial security, and fulfillment in 2026.

Retirement isn’t just one step called “stop working at a job.” After the pre-retirement stage and the big good-bye, expect to move through a honeymoon phase, disenchantment, the job of building...

You will need proof of identification and other documents to apply for retirement benefits. If you can’t find all of your documents, you should still apply to avoid losing benefits you may be due.