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The Freddie Mac rate for a 30-year mortgage moved 12 basis points higher this week, to 6.72%, as markets prepared for Wednesday’s Fed meeting. While higher rates persist, they’ve been largely expected, so we might not see a strong reaction in mortgage rates. 💡 Here’s the good news for buyers: - In 2025, mortgage rates are expected to ease while home prices see modest increases, keeping home buying costs relatively stable. - More homes—both new and existing—will hit the market, especially in top
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If you’re just starting your homebuying journey or learning about home financing, it’s important to understand mortgage rates. Your mortgage rate is the percentage of your loan that the lender charges you for borrowing money. Think of it like the cost of renting money from the bank. 📈 The higher the rate, the more interest you pay each month, which makes your monthly payment larger. Here’s how a 4% vs. 6.75% mortgage rate affects your monthly payment. 🙋 Want to see another breakdown? More ques
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