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19:43
YouTube
Marko - WhiteBoard Finance
Home Mortgages 101 (For First Time Home Buyers)
This video is the ULTIMATE GUIDE to home mortgages. A mortgage is one of the biggest and longest-term loans that a household will ever take on, so it makes sense to understand it inside and out. In this video we will talk about: 1. The 4 factors that make up a home mortgage 2. The 7 different types of mortgages 3. A live demo through my home ...
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5 million more buyers might qualify to buy a home in 2026 👀 FHFA is changing how lenders look at credit. Some of it started already, and 2026 is when it really locks in. This doesn’t mean automatic approval—but it could help people who’ve been doing the right things (like paying rent on time). Want me to break down what you should do right now to prepare? #mortgagerates #homebuying #creditscore #firsttimehomebuyer #realestatetips
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Late last week, Donald Trump posted a graphic comparing the familiar 30-year mortgage to a proposed 50-year term, implying that longer amortization might be the next landmark housing reform. Shortly thereafter, Bill Pulte, Director of the Federal Housing Finance Agency, confirmed via social media that “we are indeed working on The 50-year Mortgage, a complete game-changer.” (housingwire.com) The backdrop: soaring home prices, persistently elevated interest rates and sagging affordability have pu
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💥 “Home upgrades seem harmless… until they raise your mortgage payment.” Most homeowners don’t realize this can happen until it’s too late 👇 1️⃣ Permits Trigger Reassessment Any upgrade that requires a permit — pools, additions, extra square footage, major remodels — sends the county back to reassess your home at today’s value, not your original purchase price. 2️⃣ Higher Value = Higher Taxes A higher assessed value means higher property taxes, and that increase gets rolled straight into your
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